Saturday, 8 September 2007

drat and double drat


Okay. So. Things seem to have stopped. I am still sleepy, thirsty and having contractiony-type things, but nothing is moving along. So having slept all day, this evening we have had a hot chilli, tried that other thing that everyone keeps suggesting (Mel - we didn't exactly need a hoist. But it was a close thing); and then visited my Lovely Friend Diane for a reflexology. Now I'm going to go to bed and stop worrying about it all.

I think that it's probably stress that has stopped things. We got all the redemption figures for the various mortgages and remortgages and valuations in the post this morning.

Because the valuer who came to our current house to value it for the temporary buy-to-let remortgage (until we sell) valued it at £10,000 less than we paid for it, we are £10,000 short in our figures. It is such a small amount in the Monopoly Money Terms of house-buying figures; but such a HUGE amount in 'raising it out of no-where' kind of terms. And it is particularly frustrating because when we sell this house, even if that is at the reduced amount the valuer thinks it is worth, everything will balance out.

The valuer will not shift his opinion. Neither set of parents can lend it to us. We don't have any mysterious elderly relatives who are prepared to suddenly pop their clogs and leave us a legacy. We don't do the lottery.

So unless the person who is dealing with our finances for us can pull a rabbit out of her hat this week, we are, effectively, screwed.

We are both so far through stress and worry that we are, actually, quite sanguine about it. There is literally, nothing we can do. In a way it's quite liberating. Either things will sort themselves out and we will be able to move. Or they won't and will have to stay here; in which case we will lose the 'new' place and have to start from scratch.

I have shown B how to post to the blog using Scribefire, so if the baby does arrive (or I spend the next week sitting under the table with my head in a bag), he'll be able to keep it updated. Except if the broadband gets cut off - the phone isn't working as last Wednesday I asked them to transfer it because we thought we were moving. And it was too late to stop the transfer when B spoke to them on Thursday.

Now, I'm going to bed.

7 comments:

  1. think you are taking this blogging a bit far training B to be able to use it.

    hope the money sitch works out.

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  2. think you are taking this blogging a bit far training B to be able to use it.

    hope the money sitch works out.

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  3. Hell and damnation, what a pain in the arse for you!
    Excellent to hear you've both such a good attitude about it all.
    Fingers crossed. Financial specialists make large amounts of money for pulling rabbits such as this from a variety of hats.

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  4. Hell and damnation, what a pain in the arse for you!
    Excellent to hear you've both such a good attitude about it all.
    Fingers crossed. Financial specialists make large amounts of money for pulling rabbits such as this from a variety of hats.

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  5. My sister Steph is visiting and we've been thinking about you and talking about you and checking your blog for updates several times a day. The baby can't stay where it is forever, it has to come out sooner or later and it will. My youngest was 2 weeks overdue so I remember how frustrating and boring it is, and I really sympathise. But he did come out of his own accord eventually. You have all our love.

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  6. My sister Steph is visiting and we've been thinking about you and talking about you and checking your blog for updates several times a day. The baby can't stay where it is forever, it has to come out sooner or later and it will. My youngest was 2 weeks overdue so I remember how frustrating and boring it is, and I really sympathise. But he did come out of his own accord eventually. You have all our love.

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  7. ...and I thought my life was a bit stressful at the moment. Good luck with everything.

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